Aucoin Ryan Realty | Southbridge, MA Real Estate, Sturbridge, MA Real Estate, Charlton, MA Real Esta


Let's face it – the homebuying journey may prove to be an expensive experience. If you're not careful, you risk overspending to acquire your dream house. On the other hand, if you purchase a home without identifying underlying structural problems, you risk costly home repairs down the line.

Ultimately, it helps to establish a budget for the homebuying journey. If you have a budget in place, you can increase the likelihood of having the necessary funds on hand to overcome many potential homebuying hurdles.

You should have no trouble creating a homebuying budget, either. In fact, here are three tips to help you put together a budget for the homebuying journey.

1. Assess Your Financial Situation

If you intend to purchase a house in the foreseeable future, you'll want to take a close look at your finances. By doing so, you may be able to reduce your monthly spending and use your savings to accelerate the homebuying journey.

It often helps to assess your daily, weekly and monthly expenses. Then, you may discover bills that you can cut from your everyday budget.

For example, you may enjoy dining out regularly, but cooking at home may prove to be more cost-effective. And as you reduce your dining expenses, you can save money that you can use toward the down payment on a new house.

2. Obtain Your Credit Score

Believe it or not, your credit score can make a world of difference in your quest to acquire a house. If you check your credit score, you may be able to find ways to improve your credit score prior to kicking off a house search.

You are eligible to receive a free copy of your credit report from each of the three reporting bureaus (Experian, Equifax and TransUnion). Take advantage of this perk, and you can learn your credit score in no time at all.

Remember, your credit score may have a major impact on your ability to land a favorable mortgage. And if you find that you have a below-average credit score, you then can pay off outstanding debt to improve it before you start your search for a new home.

3. Get Pre-Approved for a Mortgage

Pre-approval for a mortgage is ideal. With a mortgage in hand, you can enter the real estate market with a budget for buying a house.

To get pre-approved for a mortgage, you should meet with banks and credit unions. These financial institutions can offer insights into a variety of mortgage options and help you make an informed mortgage selection.

Lastly, as you prepare a homebuying budget, you may want to collaborate with a real estate agent. This housing market professional can help you hone your home search to residences that fall within your price range. Perhaps best of all, a real estate agent will make it simple for you to avoid spending too much to acquire your dream house.

Get ready to buy a house – use the aforementioned tips, and you can establish a successful homebuying budget.



156 Dennison Ln, Southbridge, MA 01550

Single-Family

$239,900
Price

7
Rooms
3
Beds
2
Baths
This home has all the beauty, character and charm that you want and all the updates that you love to have...Private, wooded lot with a beautiful view. Brand new septic system, Newer Furnace, (System 2000), Roof, Hot water heater, water filtration system, well pump and front steps. Gleaming hardwood flooring in living room, kitchen, dining area and upstairs bedrooms. Spacious open floor plan with cathedral ceiling in living with large bow window to let natural light in. Second large bedroom on main level can easily be divided back in two for three bedrooms upstairs if preferred. Fully finished walk out basement leads to many living opportunities. Lower Level has to separate exterior accesses. Large bright living room and an additional very large bedroom. Great commuter access. 5 min. to Pike, 84 and 20. Deck off of kitchen with a beautiful view. Lower level patio. Garden area and storage shed. Generator Hook up.
Open House
Sunday
December 09 at 11:00 AM to 1:00 PM
Come and view this immaculate, turn key, better than new home. New septic, new well, new roof , gutters, downspouts, newer system 2000 boiler, hot water heater, well pump, and water filtration system. Finished lower level with 2 separate entrances, full bath, large bedroom and large living room. Upstairs has 2 bedrooms (could go back to 3) full bath, living room with cathedrals, gleaming hardwoods and tile. Deck with gorgeous views, garden, fruit trees and stone walls. Quiet, dead end.
Cannot make the Open Houses?
Location: 156 Dennison Ln, Southbridge, MA 01550    Get Directions

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100 Country Club Pl, Southbridge, MA 01550

Single-Family

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Rooms
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Beds
3/1
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This Single-Family in Southbridge, MA recently sold for $180,000. This Ranch style home was sold by Office Southbridge - Aucoin Ryan Realty.


9 Field St, Southbridge, MA 01550

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$180,000
Sale Price

4
Rooms
2
Beds
1
Baths
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This Single-Family in Southbridge, MA recently sold for $245,000. This Split Entry style home was sold by Office Southbridge - Aucoin Ryan Realty.


348 Pleasant St, Southbridge, MA 01550

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Price
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Beds
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$10,000 PRICE ADJUSTMENT! BEAUTIFULLY RENOVATED SPLIT LEVEL RANCH ON ALMOST A 1/2 ACRE LOT!! The almost 1200 sq. ft main level has a spacious living room w/ gorgeous fireplace & picture window~dining room w/ sliders out to brand new deck, patio & fenced in area for your children/pets~cabinet packed kitchen w/ new stainless steel appliances, new counter tops, peninsula~3 good sized bedrooms~full bath w/ dual sink, shower/tub combo & linen closet. THE LOWER LEVEL HAS APPROX. 550 sq. ft. OF EXTRA LIVING SPACE with a huge family room~pellet stove~full bath w/ shower~laundry area~ walk out to 2 car garage w/ brand new doors & openers! Buyers will love the vinyl plank flooring that flows throughout most of this home, the open floor plan, new windows, freshly painted exterior, etc... NOTHING TO DO BUT MOVE IN!!

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